Empower Your Business with
the NJSBDC Capital Team

Empower your business to thrive by leveraging customized consulting and financing solutions from our skilled and diverse team of professionals. Designed for businesses with a min. of 2 years in operation.

Request The Capital Team Below

    If your business does NOT have 2+ years, please contact your local NJSBDC center at njsbdc.com/request-counseling

    What is the Capital Team?

    The NJSBDC Capital Team is a powerhouse of diverse professionals with extensive experience in various private sectors, dedicated to helping small and midsize businesses thrive.

    Originally established to help businesses secure funding, the Capital Team has since evolved, now offering a broader range of services and expertise. Our team members possess vast knowledge and experience across various private sectors, ensuring tailored support for every unique business challenge.

    *Note: Must be at least 2+ years in business

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    The Capital Team has...

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    Our mission is to empower NJSBDC clients by providing them with access to a wealth of funding opportunities and resources. Our experts not only inform clients about these opportunities but also guide them through each application process. This comprehensive approach ensures that businesses have the best chance of securing the financial support they need to grow and thrive.

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    • Specialized Consulting
    • Tailored Guidance
    • Funding Assistance
    • Investor Connections
    • Comprehensive Support

    Meet The Capital Team

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    What Small Businesses Just Like You Said

    ...it has been clearly evident that we are dealing with very experienced and qualified consultants provided by the NJ SBDC to assist us in growing our business.

    Andy Bala
    Small Business Owner

    My Capital Team Consultant laid out the path to a successful business and entrepreneurial endeavor. They build on your existing skills to achieve the desired goals while directing you to always think outside the box and your comfort zone.

    Walter Okoroanyanwu
    Small Business Owner

    A million thank you's are insufficient for the work that my Capital Team consultant put into ensuring that I knew all the services that were available to my business and that I took advantage of them all. With gratitude to everyone at NJSBDC.

    Dr. Yesenia Flores
    Small Business Owner

    Capital Team Educational Series

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    FAQ

    WHAT DO I NEED TO WORK WITH THE NJSBDC ‘CAPITAL TEAM’ ?

    Most clients will need financial projections, financial statements, and at least 2-3 years of business tax returns.

    We might require more documents depending on the type of funding you're looking for.

    WHAT TYPE OF ASSISTANCE DOES THE NJSBDC CAPITAL TEAM PROVIDE?

    The NJSBDC Capital Team provides various types of assistance, including but not limited to:

    Commercial real estate financing
    Construction Financing
    Hotel and nursing home financing
    Lending based on uncollected royalties
    Receivables-based financing
    Restructuring corporate debt
    Asset-based lending (ABL)
    SBA loans (7(a) loans, 504 loans)
    Equipment Financing
    Invoice financing (Accounts receivable financing and factoring)
    Business lines of credit (revolvers)
    Microloans
    Term loans
    Marketing strategy and planning
    Customer-based capital strategies
    General business counseling (business planning or growth planning)
    Crisis management
    Financial literacy
    Forecasting
    Financial analysis
    QuickBooks
    Risk management
    Best practices
    Waste management
    Operations management
    Emotional intelligence and soft skills
    Presentation skills
    Supply chain management
    LinkedIn and Twitter (social media platforms)
    Brand assessment
    Operational manuals and systems
    Export planning
    Business model canvas
    Business plan
    Digital marketing plan
    Business certifications and licensing
    Government and corporate contracting
    Accounting services
    Tax planning
    Cash flow management
    Financial modeling & analysis
    Equipment Finance
    Business acquisition
    Change of ownership
    Conventional cash-flow lending
    Accounts receivable lending (factoring)
    Financial modeling
    Capital structure planning
    Logistics
    Manufacturing
    Hospitality service-oriented industries
    HR solutions and strategies
    Professional development
    Strategic business solutions (state and federal certifications and registrations for protected classes and small businesses)
    Cyber-security preparedness and incident and breach counseling
    Construction project management
    Renewable energy projects
    Drafting and negotiation of software licensing, development, SaaS, and PaaS agreements
    Contract review, drafting, and negotiation in critical areas of privacy and security
    Commercial transactions
    Counseling franchisees
    Employment contracting

    HOW MUCH $ DOES YOUR CONSULTING SERVICES COST?

    The NJSBDC (New Jersey Small Business Development Centers) consulting services are provided at no cost to small businesses and entrepreneurs. This is because the NJSBDC is a non-profit organization that is partially funded by the U.S. Small Business Administration (SBA), the state of New Jersey, and other private and public funding sources. The purpose of the NJSBDC is to foster economic growth by providing support and assistance to small businesses, helping them succeed and create jobs.

    As a result of this funding, the NJSBDC is able to offer its consulting services at no cost to clients. This enables small businesses and entrepreneurs to access valuable resources, expertise, and guidance without having to worry about the financial burden of paying for consulting services. By offering no-cost consulting, the NJSBDC helps level the playing field for small businesses, giving them a better chance to succeed and grow in a competitive marketplace.

    IS COUNSELING FROM THE NJSBDC CAPITAL TEAM DIFFERENT FROM THE GENERAL COUNSELING I HAVE ALREADY RECEIVED FROM THE NJSBDC?

    Yes, counseling from the NJSBDC Capital Team is different from the general counseling you have already received from the NJSBDC. While general counseling from the NJSBDC typically covers a wide range of topics such as business planning, growth strategies, and basic financial analysis, the NJSBDC Capital Team focuses specifically on assisting with financial matters and capital-related issues.

    WILL MY DISCUSSIONS, RESEARCH, AND MATERIALS BE KEPT CONFIDENTIAL?

    Yes. All NJSBDC consultants agree to abide by the NJSBDC's Standards of Professional Ethics and Conflict of Interest Policy. The information you provide will be held in the strictest confidence and will not be released to any parties outside of the NJSBDC network without your signed consent. Your information will not be sold or provided to other organizations. Specific information regarding you and the nature of your engagement with the NJSBDC will also not be released without your consent.

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