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Kean University

NJSBDC at Kean University

(Union County)
About Us

America’s Small Business Development Centers (SBDC) were established in 1977 and can be found in every state in the U.S. Twelve SBDC regional offices are located throughout New Jersey. The SBDC at Kean University began serving area small business owners in 1988.

A partnership program with the U.S Small Business Administration

A variety of educational and business resources as well as real experts are available to small business owners on how to finance, market and manage their companies. Kean University students and staff are encouraged to take advantage of SBDC services, including periodic workshops offered at no cost to the university community. The NJSBDC network also provides opportunities for students to participate in research and get first-hand business experience under the supervision of faculty and business professionals.

Meet the Regional Director at Kean University

David Margulies, Regional Director

David Margulies, Regional Director

David Margulies is the regional director of the New Jersey Small Business Development Center (NJ-SBDC) at Kean University, serving Union County. Located in Willis Hall, Kean’s SBDC works with entrepreneurs to start and grow their businesses and promote job growth and capital infusion within Union County, while collaborating with students and faculty. Dave is an adjunct instructor at Kean University’s College of Business & Public Management and has been consulting on business, finance and management, with emphasis on margin improvement, and has volunteered with SCORE in the past.

David retired as a Senior Managing Director at Bear Stearns & Co. (acquired by JPMC) after more than 25 years with the company. Prior to this, Dave spent time at both Ernst & Young (E&Y) and Price Waterhouse (PWC). David has an MBA in finance and international business from the Stern School at New York University and a BS in accounting and economics from New York University as well. A New York native, Dave and his family have resided in New Jersey for more than 30 years.

Contact Us

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Visit our website for more information

Fill out our Request for Business Counseling to schedule an appointment with one of our business counselors.Register for one of our small business training courses. For information about another topic, please contact our office by email, or call (908) 737-4220. We look forward to speaking with you.


unzun House, Inc.
Integrated Learning Center, Inc.
Dulce Ramos
Union, NJ 07083
Tel: 646-755-3364

Dulce Ramos is a serial entrepreneur, educator and immigrant currently residing in Union, New Jersey. Dulce’s experience emigrating from the Dominican Republic, combined with her passion for education, motivated her to open Integrated Learning Center (ILC), a company focused on providing language instruction for corporate clients since 1994.

Over the years, Dulce grew the ILC business to be very profitable, employing over a dozen people. However, as times change, the marketplace requires entrepreneurs to adapt, recreate, and often reinvent themselves. The SBDC at Kean University has been working with Dulce for several years to help her with an array of business issues in order to keep up with the dynamics of the marketplace. Since Dulce’s businesses are service-based, word of mouth and referrals proved to be a good source for generating new clients. Here again, Regional Director Dave Margulies worked with Dulce to perfect her “ask” and suggest places and events to attend for the most effective networking.

Most recently, Dulce started a new consulting business, Zunzun House, Inc., which assists entrepreneurs, not-for-profits, and growing companies in fulfilling their goals. This business seeks project work where Dulce needs to leverage relationships for introductions to potential clients.

Each of her businesses was built with the cornerstone of corporate and social good, which strengthens the community. Dulce ensures that she exceeds client expectations by providing unparalleled customer service, which leads to future projects, referrals and great references.

At the SBDC in Kean University, Dulce has found a welcoming and helping hand as she works to continue growing her businesses.  From the friendly greetings she receives from the Center support staff, to the support and guidance by the center director, Dulce offers nothing but praise and admiration: “David Margulies has been working with me for several years, providing coaching in the areas of management, client acquisition, business relationships, pricing, finance, . . . and even helping me secure a position as an adjunct instructor at Kean University’s Business School.  No doubt, the SBDC at Kean University provides a platform to vet my ideas, get answers and direction I wouldn’t have otherwise. I am so grateful!”

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Funded in part through a cooperative agreement with the U.S. Small Business Administration. All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA. All services extended to the public on a non-discriminatory basis.